Insurance is like a myth. From one tiny seed of reality, a fairytale the size of 1000 giant sequoias has sprung up. Fact is blocked from view. Surely, you’ve noticed all the giant, sequoia-like buildings are owned by banks and insurance companies. Where do they acquire all that cash? How much cash do the executives make? Who pays for it all? Grab a mirror. “Magic mirror on the wall, who’s the leading sucker of them every? What’s that you said? The Masses!”
Insurance is yet another unquestioned social reflex. You simply get it. You must. The banker insists you have to pay for insurance or you don’t buy the loan. Your government orders you to get auto insurance at any charge. Hence, it must be essentially groovy for you. Hell, why not stock up on several of the non-mandated insurances as well? You can’t have too much of a groovy thing. Can you?
Somewhere in the dark, murky corners of our minds we hide our thoughts. Like The Emperor’s Fresh Clothes, no one screams out, “But he has nothing on!” or “Hey, this is only bullshit!” You are not alone in the darkness. We every consider it. So you are no longer scared to speak, here are a few of those top secret thoughts voiced out loud for the first era:
1) If I tell out against insurance, I will be jinxed. My home will definitely burn to the ground and I will look like a moron.
2) If I talk out against insurance, any pecker-head who heard me will have an accident and sue me because folks are not responsible for their own choices.
3) Insurance is betting against myself. Why would I bet against me?
4) If insurance companies ought to charge such high premiums since they’re losing so much in payouts, how do they afford each those big buildings?
5) What do insurance companies sell? Air? Promises they intend to deny via little print? Contracts? Wouldn’t I rather pay for an IHOP franchise with that cash?
6) If government represents the people, why do they make me, a people, a criminal when I cannot afford auto insurance to buy to work and feed my family?
7) How much in dollars and perks do insurance lobbyists put into the pockets of politicians?
Do I really need trip-cancellation insurance? Why would I pay for a dream trip, and then bet on my canceling it at the last moment?
9) If I put every the money I spend on insurance into the bank or toward building success, how much cash would I have for coping using my problems on my own terms?
10) If I pay for the extended warranty, will I remember I have it or be able to find it when my widget explodes?
11) Shouldn’t companies make excellence widgets that last three years inside the first place?
12) And finally, did Jennifer Lopez truly insure herself for hundreds of millions of dollars? What? She is already rich. The agent who sold this policy is phenomenal.
Yes, we every know the system is way out of hand! The blame lies with insurance companies, greedy bankers, spineless politicians and using the Masses unquestioningly supporting these absurdities. Each frivolous lawsuit provides government an excuse for mandating citizens be protected from themselves via pricey insurances and removal of individual freedoms.
Before long, we will be requisite to carry Coffee-Burn riders on auto insurance and Cell- Phone–Earring-Tear addendums on HMOs. These days Sleeping Beauty would have sued the castle owner (a.k.a. Dad) for that prick on the finger, lost wages from the coma and for trauma from the scar. Uninsured sewing needles would be outlawed throughout the kingdom.
With a system this out of control, how do you protect yourself? You cut the fat. Quit betting against yourself. Believe about all those different types of insurance. Stop buying out of reflex and select for yourself what you can kick to the curb. Consider the kind out there and what you in reality should have.
Life Insurance is for betting you will die such a loser that you be able to’t purchase your own funeral or leave your kids any inheritance. Extra Car Insurance–How much you betting that you will crash? Not to mention, homeowner’s, mortgage, trip cancellation, emergency evacuation, unemployment, boat, credit card, business interruption, earthquake, disability, dental, smoker, expatriate, backpack traveler, winter sports, flood, warranty and health insurance. The list goes on.
Here is a new monument to the ludicrous: Terrorist Insurance. It’s even pushed at Art Gallery Owner’s inside isolated communities of the Northern Excellent Plains. And, why not? No doubt Osama is crouching inside an Afghan cave factual today, plotting to rid the world of those pesky Remmington Cowboy bronzes.
Insurance agents prey upon these new fears like snakes on wounded mice. Apparently, companies want to terrorize you into buying coverage. Another possibility is a rebel SCUD aimed for Mount Rushmore possibly will slam into a Canada Goose and go askew. It sucks when this happens! No doubt your goat ranch in Chug Water, Wyoming is inside eminent danger from this probable chain of events. Possibly, you be supposed to add a specific ‘Unpasteurized-Cheese Addendum’ to your Terrorist Policy. Call your agent these days and ask them. See if they will sell you one.
The odds of you dying of a mosquito bite are greater than the odds you will die at the hands of a terrorist. Well, crap! The government greater permit companies to require we every carry Mosquito Insurance. Possibly you be able to get a DEET price cut! Greater ever; why not turn higher than each our bothersome responsibility, like freedom and privacy, to the Feds. Then magnificent ol’ Uncle Sam can protect citizens from the winged menaces that haunt our very souls.
Congress may raise taxes to fund Bug Inspectors. Their job would be to comb through your private life, home and property seeking freestanding water. They would not look for anything else (roll eyes here). Ever cancer and glaucoma patients may perhaps desire to keep the baggies away from the birdbath.
Speaking of cancer, the Air Force may perhaps spray us all from over with a perfectly “safe” mixture of insecticides called Agent Tan. Coincidently, that day your governor vacations far away. Is there anybody in his or her real mind who would elect an insurance salesman to people office? Of course, equally politicians and insurers are selling you hot air, so maybe it is a match made in H…
A fantastically few insurances are worth buying, such because liability insurance for cars and valid estate. Once you have something to lose, it’s a sure bet several lazy troll with an entitlement-mentality will try to sue you. In this case, you want the giants on your side. Insurance companies make available lawyers to run evil small trolls back under their bridges.
Insurance prices in America are out of control. The wide size of insurance the bureaucracy would have us believe we cannot live with no is genuinely insulting. Buying every the coverage companies would have you consider you require wastes thousands of your dollars every year. Look over policies and eliminate what you be able to. Insurance is only legalized gambling. If you are betting against yourself, how can you take a gamble on yourself? Pursue your dreams instead!
